Children are expensive. Soul-crushingly expensive. When kids come of driving age, many households can suddenly face a mountain of new expenses: the cost of buying and maintaining a vehicle, keeping it filled with gas, and, of course, insuring it. Car insurance is an inevitable fact of driving life, but teenagers often have it the worst. Due to the fact that teens are much more likely to engage in risky behaviors and get into accidents, insuring teen drivers is far more expensive than insuring adult drivers. According to new data, it seems that insuring teen drivers is only going to continue getting more expensive. Is it worth it to let teenagerss drive?

Unfortunately, letting teenage children drive is unavoidable in some households. When parents or guardians work full-time but teens need to get to and from school and extracurricular activities, handing junior the keys to the Subaru can be the only option. Now, for the sixth year running, the average rate of adding a teen driver to an existing car insurance policy has gone up. According to an analysis by InsuranceQuotes.com, adding a driver between 16 and 18 years of age can raise the average auto insurance premium by 82%.

In some states, that hike can be much higher. In Arizona, adding a teenage driver to your policy can raise your premiums by 118.5%, while in New Hampshire the average increase is 117.7%. The most expensive state is Connecticut, where adding a teen driver could increase your auto premiums by a whopping 137%. Meanwhile, in North Carolina teenage drivers increase average premiums by just 60.7%, and in Michigan the average increase is just 58%.

Overall, it’s much more expensive to add a male teen driver than a female driver, with the average male teen increasing premiums by 93% and the average female teen driver increasing premiums by 70%.

Luckily (perhaps), the number of teens getting licenses is decreasing as fewer teens are opting to take drivers ed. Are rising auto insurance premiums to blame?